Real Estate in Ottawa

Business:     613-837-0000


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Mike Hider
Sales Representative

613-612-8819


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  Programs and Financial Assistance
      Rental Residential Rehabilitation Assistance Program — Rental RRAP

The Rental Residential Rehabilitation Program (Rental RRAP) offers financial assistance to landlords of affordable housing to pay for mandatory repairs to self-contained units occupied by low-income tenants. Mandatory repairs are those required to bring properties up to minimum levels of health and safety.

Who is eligible?

Owners (landlords) of affordable self-contained housing units may apply if:
  • the household incomes of their tenants are at or below the established ceilings (these vary based on household size and area of the country).
  • the projects have pre- and post-RRAP rents at or below the median market rent for the local area .CMHC can assist with market rent information.
  • the property lacks basic facilities or requires major repair in one or more of the following five categories: structural, electrical, plumbing, heating and fire safety. tenants are not family relatives of the owner.

    What assistance is available?

    The assistance is a fully forgivable loan covering up to 100 percent of the cost of mandatory repairs with certain conditions attached. Landlords must also:
  • agree to place a ceiling on the rents that may be charged after the repairs are completed
  • limit rent increases during the term of the agreement
  • agree to limit new occupancy to tenants with incomes at or below the income ceiling
  • cover cost of mandatory repairs above the maximum forgivable loan available.
    Zone 1: Southern areas of Canada $24,000/unit
    Zone 2: Northern areas of Canada $28,000/unit
    Zone 3: Far northern areas, Yukon and Northwest Territories,
    Labrador and northern Quebec
    $36,000/unit

    Additional assistance may be available in areas defined as remote.

    IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

    Other CMHC programs are available to assist eligible Canadians with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors.

    In some areas of Canada, funding for these or similar programs is provided jointly by the Government of Canada, and the provincial or territorial government. In these areas, the provincial or territorial housing agency may be responsible for delivery of the programs. Program variations may also exist in these areas.


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    Mike has answers to your questions and more professional tips to make your real estate transaction more pleasurable.
    Call or e-mail Mike or click on "Ask Your Own Questions."

    Mike can send you information on any Property For Sale on the Multiple Service in the Ottawa area. If you would like him to help you locate a home, please fill out his Information Request Form.



    Surfing the Real Estate Board's web site or MLS.CA and found a house that you like but doesn't give you the civic address. Mike can also help, just fill out his Would like an address form, please !



    Or perhaps you are considering selling your home in the near future, he can also offer you a Free No-Obligation Market Evaluation Form.

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