Real Estate in Ottawa

Business:     613-837-0000


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Mike Hider
Sales Representative

613-612-8819


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  Programs and Financial Assistance
      Homeowner Residential Rehabilitation Assistance Program — Homeowner RRAP

The Homeowner RRAP offers financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety.

Who is eligible?

Homeowners may apply if:
  • the value of their house is below a specified figure; and
  • their household income is at or below established ceilings (limits) based on household size and area.

    Properties must be lacking basic facilities or require major repair in one or more of five categories:
  • structural;
  • electrical;
  • plumbing;
  • heating;
  • fire safety.

    Assistance may also be available to alleviate overcrowding.

    Other criteria may be applicable.

    What assistance is available?

    Assistance is provided as a forgivable loan. The maximum loan amounts available vary according to the three geographic zones. Additional assistance may be available in areas defined as remote.

    Maximum Total Loan
    Zone 1: Southern areas of Canada $16,000
    Zone 2: Northern areas of Canada $19,000
    Zone 3: Far northern areas, Northwest Territories, Yukon, Labrador and northern Quebec $24,000

    IMPORTANT: Work carried out before the loan is approved in writing is not eligible for funding under this program.

    Other CMHC programs are available to assist eligible Canadians with repairs to substandard housing, accessibility modifications and adaptations for persons with disabilities and seniors..

    In some areas of Canada, funding for these or similar programs is provided jointly by the Government of Canada, and the provincial or territorial government. In these areas, the provincial or territorial housing agency may be responsible for delivery of the programs. Program variations may also exist in these areas.


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    Mike has answers to your questions and more professional tips to make your real estate transaction more pleasurable.
    Call or e-mail Mike or click on "Ask Your Own Questions."

    Mike can send you information on any Property For Sale on the Multiple Service in the Ottawa area. If you would like him to help you locate a home, please fill out his Information Request Form.



    Surfing the Real Estate Board's web site or MLS.CA and found a house that you like but doesn't give you the civic address. Mike can also help, just fill out his Would like an address form, please !



    Or perhaps you are considering selling your home in the near future, he can also offer you a Free No-Obligation Market Evaluation Form.

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